Frequently Asked Questions
What are the credit requirements ?
Credit requirements vary depending upon which loan program is best suited for you. We strive to provide loan options for all types of credit situations.
Do you have loan programs for less than perfect credit ?
Yes! We offer loan programs for borrowers with less than perfect credit. Although we cannot guarantee you will be approved, we strive to provide you loan options that are best suited for your particular situation.
What is bad Credit ?
A term used to describe a poor credit rating. Common practices that can damage a credit rating include making late payments, skipping payments, exceeding card limits or declaring bankruptcy.
Who qualifies for bad credit personal loan ?
Bad credit limits your ability to obtain the loans and funding that you need for many things, but when an emergency or urgent need arises, those with poor credit are often at a loss as to what they need to do.
What is your renewal policy ?
Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.
How much will the loan cost ?
The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender’s website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.
What happens if I’m late with my payment or don’t pay at all ?
Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.
What happens if I’m late with my payment or don’t pay at all ?
Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.
What happens if I’m late with my payment or don’t pay at all ?
Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.