Consumer Financial Protection Bureau (CFPB)

The CFPB is the primary U.S. federal agency responsible for consumer financial protection. If you believe a lender has treated you unfairly, the CFPB complaint database is where to start.

Federal Trade Commission (FTC)

The FTC enforces consumer protection laws and monitors lending scams and predatory practices.

Free Credit Report

  • AnnualCreditReport.com — The only federally authorized source for free credit reports (weekly access available). Get all three bureau reports (Equifax, Experian, TransUnion) for free.

SBA — Small Business Administration

Official resources for business loan programs, including SBA 7(a), 504, and Microloan programs.

FHA — Federal Housing Administration

VA — Department of Veterans Affairs Home Loans

FDIC — Federal Deposit Insurance Corporation

Free Government Financial Tools

Emergency Financial Assistance

  • 211.org — Connect to local financial assistance programs, food banks, utility help, and emergency funds
  • Benefits.gov — Find federal and state assistance programs you may qualify for

Our Internal Guides

For in-depth explanations of how these programs work in practice, see our guides: